American Express® Gold Card

Earn 1 Membership Rewards Point for every 1 Rs. 50 spent except for spends at Insurance and Cash Transactions. You can also earn 1 Membership Rewards Point for every 1 Rs. 50 spent on fuel and utility.
Your Points are worth their weight in Gold with a range of exciting rewards to choose from.

Earn 5X Membership Reward points on every purchase through Reward Multiplier 3 24,000 MR points / 24 Karat Gold Collection: (you can choose any of them) Taj voucher worth Rs. 14,000 Shoppers Stop voucher worth Rs. 10,000 Tata Cliq voucher worth Rs. 9,000 Tanishq voucher worth Rs. 9,000 Amazon voucher worth Rs. 8,000 Flipkart voucher worth Rs. 8,000 Reliance Digital voucher worth Rs. 8,000 18,000 MR points / 18 Karat Gold Collection: (you can choose any of them) Taj voucher worth Rs. 9,000 Shoppers Stop voucher worth Rs. 7,000 Tata Cliq voucher worth Rs. 7,000 Myntra voucher worth Rs. 7,000 Amazon voucher worth Rs. 6,000 Flipkart voucher worth Rs. 6,000 Reliance Digital voucher worth Rs. 6,000 Offers and Privileges

Exclusive benefits, intelligent features, assistance at any hour. Your American Express Gold Card brings you many special privileges.

Intelligence from Gold

Enjoy greater flexibility in spending with 'no pre-set' limit. This means that your charges are approved basis your spending pattern, financials, credit record and account history. Please note that ‘no pre-set limit’ does not mean your spending is unlimited. If you anticipate making an exceptionally large purchase, please call us in advance

Enjoy access to valuable travel benefits under The Hotel Collection enjoy a room upgrade (where available) and a US$100 hotel credit when you stay two consecutive nights at over 400 hotels worldwide including Hilton Hotels, Intercontinental and Hyatt Hotels

Dining offer Enjoy up to 20% off every time you dine at select restaurant partners. To Know More, Click Here Gold Services 24X7 Card Related Assistance Dispute Resolution Zero lost Card liability Emergency Card Replacement Contactless Payment

Effective December 15, 2016, your American Express Card may be enabled for contactless payments.To see if your Card is contactless, look for the contactless symbol network on the front and back of your Card. To know more, click here

Fuel Convenience Fee Waiver at HPCL Eligibility

To save time before you apply for your Card, it’s best to make sure you can say yes to the following:

I am over 18 years of age If self-employed: My company has been trading for more than 12 months I have a good credit history and no payment defaults I have an Indian or multinational bank’s savings or current account in India I have a Personal Annual Income of INR 6 Lakhs and above. I have current residential address in India

I/We confirm that I / supplementary card applicant/s is a Resident Indian as defined under the Income Tax Act of India and hereby declare that I/We will notify American Express Banking Corp. if there is a change in the residential status

I understand American Express Cards are currently issued to residents of Delhi/NCR, Mumbai, Bangalore, Chennai, Pune, Hyderabad, Jaipur, Kolkata, Indore, Coimbatore, Chandigarh/Tricity, Ahmedabad, Surat, Vadodra, Bhopal, Bhubaneshwar, Ernakulam, Vijaywada, Lucknow, Ludhiana, Nagpur, Nasik, Trivandrum , Mysuru , Cuttack & Vizag subject to condition

1. With effect from 1 July 2021, Cardmembers will earn 1 Membership Rewards® Points on every ₹50 Spent on Utility (electricity, water and gas bills) payments capped at 10,000 Membership Rewards® points in a calendar month. Cardmembers will also earn 1 Membership Rewards® point on every ₹50 Spent on Fuel payments including petrol, diesel, CNG from Oil Marketing Companies (OMCs) capped at 5,000 Membership Rewards® points in a calendar month. Utility services include providers of household/domestic electricity, gas and water. These providers can be government departments and/or agencies including local, state, municipal organizations, public housing societies and/or apartment associations.
You will not earn any Membership reward points on Insurance and Cash Withdrawals. Telecommunications includes providers of landline phones, mobile phones, internet services, cable, and other pay TV services, and calling cards.

2. 0% for HPCL transaction less than INR 5,000,1% fee per transaction is applicable for all HPCL transactions on and above INR 5,000, 1% of the transaction value subject to a minimum of INR 10 + applicable taxes, will be charged as convenience fee at fuel stations operated by the Public Sector Oil Marketing Companies BPCL and IOCL, 2.5% of the transaction value subject to a minimum of INR 10 + applicable taxes, will be charged as convenience fee at fuel stations of all other Oil Marketing Companies (except HPCL, BPCL and IOCL).

3. Limited period offer. Terms and Conditions apply.

4. For latest options available under Gold Collection please click here.

5. No pre-set limit’ does not mean your spending is unlimited. It is based on your financials, spend pattern, credit record and Account history.

6. Welcome Gift is available only in the 1st year on payment of the annual fee and on spending INR 10,000 within 90 days of Cardmembership.